When Life Insurance Can Benefit You Now

Life Settlement InstituteLife Settlement News

Regardless of whether a client has this refund opportunity, advisors might go over current life insurance with older clients, to discover if the coverage is still necessary. “A policy may have little surrender value but would bring more from a sale,” Slavutin says. Assuming that clients don’t mind allowing an investor or group of investors to profit from their death, … Read More

Life Settlement Options Expire With Conversion Options

Life Settlement InstituteLife Settlement News

In the life settlement industry one of the most troubling occurrences is watching seniors term life policy, that could have provided desperately needed liquidity in the life settlement market, instantly become unmarketable as their conversion option expires. In most instances the oversight is a byproduct of lack of understanding of the policy details by the insured. By reviewing and educating … Read More